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Best Credit Card Knife: Definitive Guide 2022

Best Credit Card Knife

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What’s better than a lightweight knife?

Answer:

A multi-tool that you can carry around in your wallet or credit card holder! On this list, you won’t just find your next wallet knife. We’ll also give you:

  • The best credit card knife that we could find on the market;
  • The features and functions that each multi-tool has;
  • Their pros and cons;
  • The metrics we used for scoring them;
  • Some tips in finding exactly what knife suits your needs; and
  • So much more!

If you need a go-to EDC knife that you can use as a survival and tactical tool – we’ve got you covered!

Now, let’s get slicing…

Introduction

If you’re looking for a utility knife, a self-defense tool, or both – you’ll find one on this list! And as a bonus, these are all everyday carry knives that can fit in your shirt pocket.

There are many of them out there.

So we took it upon ourselves to make the search process easy for you. We had to break the bank for some, but it was all fun and worth it.

We tried them on screws, nuts and bolts, paper, cardboard, ropes, and wood. We even tested their durability by sitting on them and dropping them. We wanted to see how each card knife would fare in different scenarios of everyday life.

All that’s left now is for you to choose!

Table Of Contents

Table of Contents

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1 - Best Lightweight Credit Card Knife - Editor’s Choice Award

Victorinox Swisscard Lite Pocket Tool

Editors Choice - Bugoutbill.com

Blade

10

Quality

8

Features

10

Versatility

10

Overall Score
98

Bottom Line: Victorinox will show you how to pack 13 high-quality tools into one compact and super lightweight card.

Pros

Cons

SUMMARY:

You can find blades, scissors, screwdrivers, and rulers from any other Swiss army knife. But with this credit card knife, you’ll get more!

Victorinox gives you…

An emergency blade, four screwdrivers (3mm, 5mm, 00/0 Phillips, and ½ Phillips), two rulers (cm and inch), scissors, tweezers, magnifying glass, pressurized ballpoint pen, and an 18,000 MCD LED mini white light.

That’s a lot for a 2.4-oz credit card!

That’s why it’s our Editor’s Choice.

So we didn’t mind that it’s more expensive than other products on this list. And we let the flimsy and brittle plastic housing pass.

Why? Because the tools themselves are very durable. 

None of them broke apart when we used them on paper, wood chips, screws, and other stuff that we usually encounter on our outdoor trips.

So overall, there’s so much quality in this Victorinox knife to just walk past it!

2 - Best Budget Credit Card Knife - Best Value Award

Survival Multi-Tool Card

Best Value - Bugoutbill.com

Blade

9

Quality

9

Features

10

Versatility

10

Overall Score
95

Bottom Line: Affordability might be its best feature, but RumbaDock also combined it with versatility and quality.

Pros

Cons

SUMMARY:

You read the pros right! 

This credit card knife bundle has 47 functions. It has three cards with a bunch of tools for hunting, fishing, camping, and survival.

To elaborate…

The black card has a serrated edge, sharp edge, rulers, bottle opener, rope cutter, 3-feet paracord, positioning hole, can opener, six-angle wrench, and a screwdriver.

One silver card is another set of almost the same tools. But it has wingnut, 4-position, 2-position wrenches, and an angle gauge (no paracord this time).

And the other silver card has small game arrow tips, a broadhead arrow, a spearing trident, sizes 4 and 6 barbed fishing hooks, tweezer, awl, sewing needles, and snare locks.

And what’s even better…

Is that these tools don’t easily break! 

Overall, the cards and their features are very durable and of great quality. However, the card with the hunting and fishing tools is a bit flimsy. 

But that’s all the disadvantages that we observed.

And…

RumbaDock won our Best Value Award not just by being so versatile. It’s also one of the most affordable products we’ve found on the market.

You just can’t go wrong with such a cheap yet high-quality product!

3 - Best Credit Card Knife For Camping - Top Pick Award

11 in 1 Multifunction Credit Card Survival Knife Camping Tool

Top Pick - Bugoutbill.com

Blade

8

Quality

10

Features

10

Versatility

9

Overall Score
93

Bottom Line: This is the card knife that you need for your next camping trip!

Pros

Cons

SUMMARY:

This card is our Top Pick because of how useful it was for us at camp.

It has a sharp and a serrated edge, a bottle opener, wingnut, 2-position, 4-position wrenches, twine knife, flat-head screwdriver, and an angle gauge.

And all those features…

They’re very durable and high-quality. Also, the whole toolset is easy to use – thanks to the instruction card that comes with it. 

And each feature fulfilled its duties. The wrenches turned some nuts and bolts, and the flat-head drove some screws. The knife edges were also sharp enough to cut through paper, wood, and rope.

We hoped we didn’t have to hone the blades so much because we brought them to camp. But since it’s very affordable, it was a small price to pay.

Overall…

We highly recommend this OldPhatVet product. 

ExceptRazor-sharp for the plastic casing, the whole card is made of highly durable material but still lightweight and compact. This is a must-have in your pocket.

4 - Best Feature Credit Card Knife

Ninja 11 in 1 Stainless Steel Credit Card Pocket Tool

Blade

9

Quality

9

Features

10

Versatility

9

Overall Score
10

Bottom Line: Take the most useful tools with you anywhere - in your credit cardholder.

Pros

Cons

SUMMARY:

This one looks a lot like one of the RumbaDock cards and the OldPhatVet. It has the same features too. But we think this product holds an edge over the others because of its effectiveness.

And also…

It’s a bit thicker and bigger than others of its kind. That might be a problem for some who like their cards as compact as possible. But it’s still lightweight and fits in your pocket well.

And it doesn’t break easily. We tried sitting on it – because it’s possible to forget it’s in your pocket – and it didn’t even get a dent.

The knife blades are razor sharp too.

That’s both an advantage and a disadvantage.

Cutting and sawing have never been easier with this small blade. But be mindful when you use it. The sharpness won’t spare your fingers when you use it for its other functions.

Good thing…

Its leather sleeve is just as well-made as the card itself. It’s going to keep you safe when the tool isn’t in use.

Overall, this knife has great quality. And we highly recommend it because it’s also very affordable.

5 - Best Durable Credit Card Knife

BOKER Plus 01BO010 Credit Card Knife

Blade

10

Quality

10

Features

8

Versatility

8

Overall Score
90

Bottom Line: There is no need to look for more when you have the most durable credit card folding knife like Boker USA.

Pros

Cons

SUMMARY:

If you’re looking for that all-in-one card, this item from Broker USA isn’t your guy. With this expensive folding knife, you’ll only get that one essential tool – the knife.

But don’t judge too fast – it’s still worth all those bucks!

This is the most durable knife we’ve found.

All the money you’ll spend will go to a virtually unbreakable blade with an equally high-quality handle.

There’ll be no screwdrivers nor bottle openers. But you won’t mind bringing those other tools, too, because this knife is pretty lightweight. A ball chain is also included in the package so you can hang it around your neck.

Moreover…

We tried the paper test on it, leveled up to ropes and twines, and then to wood and thin branches. And the cutting edge glided through like an ice skater. Good thing it has a nice safety lock to protect your precious fingers.

And it took many good uses before we had to hone the blade. Its titanium lining came off a little bit, but it’s still of excellent quality.

This is a knife that would last you long!

6 - Best Wallet-Friendly Credit Card Knife

Wallet Survival Multitool 14-in-1 Portable Credit Card

Blade

8

Quality

9

Features

9

Versatility

9

Overall Score
88

Bottom Line: Protect your pocket and your wallet with this safe and fully functional knife from eXcelius.

Pros

Cons

SUMMARY:

This isn’t a unique credit card knife. Like one of the RumbaDock knives, it has a serrated edge, sharp edge, rulers, bottle opener, rope cutter, 3-feet paracord, hole locator, can opener, hex wrench, and two screwdrivers.

But this knife deserves a slot on this list.

It’s so thin and lightweight but still very durable. It won’t break even if you accidentally drop or sit on it while it’s in your pocket.

Even though the edges could be sharper, it worked to our wallet’s advantage. It’s safe to use because it won’t cut your fingers – or your wallet’s stitches. However, that means this knife isn’t for the heavy-duty tasks around camp.

Plus…

It’s a very affordable survival toolset.

Combining that with its highly functional features and excellent design, it’s a really good bargain.

7 - Best Material Credit Card Knife

Toolcard Pro - 40 in 1 Credit Card Multitool Card

Blade

8

Quality

9

Features

9

Versatility

8

Overall Score
85

Bottom Line: If you specifically want a survival kit that won’t rust, break, or bend, Lever Gear has you covered.

Pros

Cons

SUMMARY:

The first thing you’ll notice about this credit card knife is the excellent stainless steel that it’s made of.

It’s not just rust-resistant. It’s also very durable and sturdy. It’s not too thick for your wallet, and it’s pretty lightweight as well.

And it has 40 functions in one card!

Don’t get too excited about that, though. We realized it was just a bunch of wrenches in different sizes, two screwdrivers, two rulers, a can opener, a rope cutter, and a bottle opener.

We hoped for more knives, maybe a saw blade too, but that’s it. 

Still, we highly recommend this product from Lever Gear.

After all…

It’s not all the time you come across such tough material. And the manufacturer still managed to make it so compact that minimalists won’t resist it.

Plus, it’s safe to grip because the edges aren’t sharp. That makes this tool a hundred times easier to use.

You might find it a bit expensive, but it’s going to be worth it!

8 - Best Fold Out Credit Card Knife

Zootility Tools, WildCard Hyper Thin Pocket Knife

Blade

8

Quality

8

Features

8

Versatility

9

Overall Score
83

Bottom Line: Zootility Tools’ card knife isn’t just foldable - it’s also replaceable!

Pros

Cons

SUMMARY:

When we see an expensive card knife, our expectations get so high. And although this knife didn’t exceed them, it still satisfied us.

First of all…

The stainless steel blade is so sharp right off the box. It’s a bit less durable than what we’d prefer. But this is a thin and lightweight credit card folding knife – it’s bound to be more flimsy.

Anyway, there’s no need to worry if the blade breaks. You can replace it and keep the other tools that go with it!

Speaking of…

This multi-tool includes two screwdrivers and rulers, a pry bar, and a bottle opener. All features function well too.

Just take note to be careful with the safety lock. It’s not the best-designed mechanism you’ll find. But besides that, there’s nothing to complain about.

This is one high-quality folding knife to add to your gear!

9 - Best Credit Card Knife For Gift

Premium 11 in 1 Survival Card

Blade

8

Quality

8

Features

9

Versatility

8

Overall Score
83

Bottom Line: This knife will show you that great gifts come at an affordable price too!

Pros

Cons

SUMMARY:

This product is not that durable, but it has a nice cutting edge for its price. We had to fix it with a blade sharpener a few times, but then again, it’s a very affordable item.

It’s much like other knives on this list.

We’re specifically talking about Ninja Outdoorsman, OldPhatVet, and RumbaDock. So it’s not a unique product.

It has the wrenches, screwdrivers, angle, gauge, knife and saw, and bottle and can openers. And all those tools function properly.

Just remember that the edges are sharp, and this card knife doesn’t have all the safety precautions at the ready.

So we think that it’s a great card knife to give as a gift.

Especially…

If the receiver isn’t an outdoor enthusiast like you. In other words, this might break apart if you use this at camp all the time. But it’s still nice to have one in your pocket. 

10 - Best Locking Mechanism Credit Card Knife

10 Pack Credit Card Knife Folding Blade Knife Pocket Mini Wallet

Blade

9

Quality

8

Features

8

Versatility

7

Overall Score
80

Bottom Line: Self-defense cuts both ways - but this Armear foldable knife locks safe and secure.

Pros

Cons

SUMMARY:

We hope it isn’t often that you get into a serious fight. But if you do, here’s a great self-defense weapon for you!

Sharp objects can hurt both you and your opponent, but this card knife is safe for you.

Why is that?

It locks with a simple yet secure mechanism. Even when it’s folded, you won’t need a protective sheath with it. Just turn the knob and then put it in your pocket or wallet.

Good thing it’s safe, too, because the blade’s cutting edge and point are razor sharp. It passed all the tests, and it didn’t go blunt easily.

Our only issue…

Is the handle. It’s a bit flimsy and hard to grip because it’s flat. And with this product, you only get a knife. There aren’t any other tools with it.

But considering its affordability, durability, sharpness, and safety – this comes in highly recommended!

Why Trust Us

As outdoor enthusiasts…

My friends and I are big on survival tools. And we consider pocket-friendly knives one of them.

Everyday survival has been part of our lifestyle since we started our adventures. That’s how we earned knowledge and experience in choosing the best tools and equipment to add to our survival gear.

But more importantly…

We read user reviews, too – just for additional perspective. And we keep on improving on our craft to bring your better and more helpful articles each time.

Buyer Guide:
How To Choose The Best Credit Card Knives

Best Credit Card Knife - Bugoutbill.com

1 - What are the different types of credit card knives?

  • Folding – knives with blades that can be folded in when not in use.
  • Non-folding – card knives with one side that acts as the cutting edge.

2 - Features to look out for:

  • In a world full of hex wrenches, look for the card knives with a butterfly screw wrench.
  • Some products include an emergency whistle, money clip, straight pin, nail file, magnifying glass, etc. All of those are useful features.
  • The right card size is a crucial factor in this type of knife because cardholders have standard sizes.

3 - Credit card knives and specifications explained:

A credit card knife is a knife designed to look and feel like a credit card. In other words, it’s small, flat, and light enough that it would fit in your shirt pocket or wallet. Then you fold or unfold it to reveal its sharp blade and other additional features.

Different credit card knives vary in:

  • Material – some are made of stainless steel, while others are plastic.
  • Dimensions – this is the most important factor of portability and compactness of a credit card knife; this will tell you if you can fit this in your wallet or pocket.
  • Weight – this is another factor of portability.
  • No. of pieces – this will give you an idea of what you’ll get from each multi-tool.

4 - These are things to consider:

  • Versatility adds to the complete value, but durability is still the priority.
  • Sharp knives are preferable, but make sure that it comes with a protective hilt or sleeve.
  • Not all steels are the same. Heat-treated stainless steel is generally tougher.

5 - Jargon buster:

  • Water compass – a do-it-yourself compass made of an angle indicator, water, and a magnetic object.

6 - Credit card knives Top Tips:

  • Making a water compass: Some of the multi-tools on this list have an angle gauge (AKA direction ancillary indication). Just place the card on a flat surface, put a few drops of water at the center of the gauge, put a piece of magnet or magnetized metal on top of the water, and watch as the ends point to the North and South.

Frequently Asked Questions

Question 1: Are credit card knives legal?

A - Like all kinds of knives, a credit card knife is considered a concealed weapon. It’s illegal to bring it to airports, sports arenas, and other public places.

Question 2: Is a credit card knife a concealed weapon?

A - Yes, a credit card or folding knife is considered a concealed weapon.

Question 3: Can you bring a credit card knife on a plane?

A - No, you’re not allowed to bring a credit card knife on a plane.

Our Analysis, Comparisons & Test Results

Blade

The first thing you look for in a good knife is a good blade. It has to be durable, sturdy, sharp and has excellent edge retention.

Blade Rating

Victorinox Swisscard Lite Pocket Tool

100%

BOKER Plus 01BO010 Credit Card Knife

100%

Survival Multi-Tool Card

90%

Ninja 11 in 1 Stainless Steel Credit Card Pocket Tool

90%

10 Pack Credit Card Knife Folding Blade Knife Pocket Mini Wallet

90%

11 in 1 Multifunction Credit Card Survival Knife Camping Tool

80%

Wallet Survival Multitool 14-in-1 Portable Credit Card

80%

Toolcard Pro - 40 in 1 Credit Card Multitool Card

80%

Zootility Tools, WildCard Hyper Thin Pocket Knife

80%

Premium 11 in 1 Survival Card

80%

Quality

Here, we took into account the overall quality of the survival credit card knife. We considered the overall design and style, the blade materials used, the handle’s durability, other features, etc.

We also think that complete safety is important, so we counted that in this category.

Quality Rating

11 in 1 Multifunction Credit Card Camping Tool

100%

BOKER Plus 01BO010 Credit Card Knife

100%

Victorinox Swisscard Lite Pocket Tool

90%

Survival Multi-Tool Card

90%

Ninja 11 in 1 Stainless Steel Credit Card Pocket Tool

90%

Wallet Survival Multitool 14-in-1 Portable Credit Card

90%

Toolcard Pro - 40 in 1 Credit Card Multitool Card

90%

Zootility Tools, WildCard Hyper Thin Pocket Knife

80%

Premium 11 in 1 Survival Card

80%

10 Pack Credit Card Knife Folding Blade Knife Pocket Mini Wallet

80%

Features

We consider credit card knives as survival tools. So it has to have features that are not only useful but also necessary.

Features Rating

Victorinox Swisscard Lite Pocket Tool

100%

Survival Multi-Tool Card

100%

11 in 1 Multifunction Credit Card Camping Tool

100%

Ninja 11 in 1 Stainless Steel Credit Card Pocket Tool

100%

Wallet Survival Multitool 14-in-1 Portable Credit Card

90%

Toolcard Pro - 40 in 1 Credit Card Multitool Card

90%

Premium 11 in 1 Survival Card

90%

BOKER Plus 01BO010 Credit Card Knife

80%

Zootility Tools, WildCard Hyper Thin Pocket Knife

80%

10 Pack Credit Card Knife Folding Blade Knife Pocket Mini Wallet

80%

Versatility

This metric is also under the consideration that a credit card folding knife is a survival tool. Here, we counted how much use and value the manufacturers could put into one small wallet knife. 

Versatility Rating

Victorinox Swisscard Lite Pocket Tool

100%

Survival MultiTool Card

100%

11 in 1 Multifunction Credit Card Camping Tool

90%

Ninja 11 in 1 Stainless Steel Credit Card Pocket Tool

90%

Wallet Survival Multitool 14-in-1 Portable Credit Card

90%

Zootility Tools, WildCard Hyper Thin Pocket Knife

90%

BOKER Plus 01BO010 Credit Card Knife

80%

Toolcard Pro - 40 in 1 Credit Card Multitool Card

80%

Premium 11 in 1 Survival Card

80%

10 Pack Credit Card Knife Folding Blade Knife Pocket Mini Wallet

70%

Our Final Verdict: Best Credit Card Knife

Victorinox may not be the most popular wallet knife, but it’s still our Editor’s Choice. It has a magnifying glass and other features that we didn’t get from other card knives.

And as you might’ve noticed…

Quality wasn’t a problem with RumbaDock despite being so affordable. That’s why it’s our Best Value item.

And you just can’t go wrong with our Top Pick OldPhatVet. It has everything you need to do your camping chores.

One of these knives can be the next great addition to your gear!

Best Credit Card Knife Rating

Victorinox Swisscard Lite Pocket Tool

98%

Survival Multi-Tool Card

95%

11 in 1 Multifunction Credit Card Survival Knife Camping Tool

93%

Ninja 11 in 1 Stainless Steel Credit Card Pocket Tool

93%

BOKER Plus 01BO010 Credit Card Knife

90%

Wallet Survival Multitool 14-in-1 Portable Credit Card

88%

Toolcard Pro - 40 in 1 Credit Card Multitool Card

85%

Zootility Tools, WildCard Hyper Thin Pocket Knife

83%

Premium 11 in 1 Survival Card

83%

10 Pack Credit Card Knife Folding Blade Knife Pocket Mini Wallet

80%

Conclusion: Best Credit Card Knife

Boker, Zootility Tools, Armear, Lever Gear, etc. – whatever you choose, we support you!

After all…

These knives and tools were the most impressive for us. 

But don’t take our word for it. You must try them for yourself. You can start with our award winners and work your way down the list.

Hopefully, you’ll find the knife that you’re looking for!

See you in the outdoors!

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